ESM CORNER

PART I : PRE-RETIREMENT PLANNING

esm-corner-retirement-planning

Before you retire, it’s important to think and plan for what comes next. This phase will help you to prepare for the big changes in your life. It reminds you to do important things while in service, like organizing your papers and getting permission to apply for a new job. This part ensures you feel ready and sure about retiring. It’s divided into two parts: Points to consider and actions to follow accordingly. The first part makes you reflect on important aspects, and the second part gives clear guidance on what actions to take based on those reflections. This makes the transition into retirement smoother and more understandable.

Before you retire give a thought about what makes you happy. Whether you have decided to retire in your early forties, looking to start a new job or business, or you have superannuated and considering a layback time ahead. Take out some time to imagine what makes u truly happy. Consider the activity that brings joy and purpose to your life. This is critical adaptation while planning your retirement to make sure it aligns with your thoughts and dreams.

Family impact means how something affects or changes the way a family functions and feels. And whenever there are any positive or negative occurrences in our lives, our families also experience happiness, sadness, or relatable change in their life as well. Retirement is one such event that can influence the family, which is why we are addressing it in the discussion.

1. Prioritize Family in Retirement:

While thinking of your retirement, consider how it will affect your family’s emotions, health, schedules, impacts of relocation or shifting, children’s education, sports, extracurricular activities, and finances. Have an open discussion with your family and try to understand their mindset and aspirations. Reach agreements on crucial aspects like living arrangements and future finances. Collaborating and planning as a family ensures mutual care and inclusivity. Explain the Importance of their support and how it will simplify the journey for everyone. With the support of your family, the pursuit of your retirement goals becomes a more meaningful and attainable journey.

2. Feelings Matter too :

Retirement could bring various feelings for you and your family, from happiness to worries about future uncertainty. It’s crucial to discuss these emotions and take necessary actions to overcome them. Giving importance to your family’s perspective strengthens the relationship. Conversation and planning alone ensure a positive retirement experience for everyone and bring your family closer. Understanding and addressing concerns as a family makes the transition smoother and more enjoyable. Open communication fosters a supportive environment, making retirement a happy and unified time.

Personal development is the journey of enhancing oneself across different facets of life, this includes skills up-gradation, knowledge enhancement, health, relationships and wellbeing. For those who have retired, it’s a way to find joy and purpose in life after work, helping them handle the changes and challenges that come with getting older. By focusing on personal growth, retirees can keep adapting to new situations, ensuring they lead a satisfying and meaningful life even after their career have ended.

1. Discovering Your Path in Personal Development:

Find what you love doing and pursue it. Think about your hobbies and activities that make you happy. These can lead you to new adventures or commitments in your retirement. Figure out what makes you feel fulfilled and look for ways to include these in your retired life. Match your interests with potential jobs or hobbies that give you a sense of purpose and contentment. Participating in activities you enjoy during retirement can bring more happiness and purpose to your life.

2. Crafting a Purposeful Personal Development Journey:

Consider areas for improvement before retirement. Identify skills you wish to acquire, goals you aim to achieve, and knowledge you want to gain. Establish clear, measurable goals, breaking them into manageable steps. Create a plan outlining tasks and timelines. Seek assistance from individuals who can provide guidance, enrol in relevant classes, and allocate dedicated time for self-learning. Cultivate a continuous learning mindset, staying curious about the world. This proactive approach not only enhances personal and work-life satisfaction but also contributes to a fulfilling retirement. Embracing growth and learning is a valuable mindset that serves you well in retirement and throughout your entire life.

Before you retire, it’s important to think about your health. Start by visiting a doctor to see how you’re doing and if there are any problems you need to take care of. Make sure you are making good choices for your health and not bringing any bad habits into retirement.

Maintaining health after a doctor’s check-up involves several steps. Firstly, it’s essential to adopt a healthier lifestyle and engage in physical fitness activities. Regular doctor visits are crucial for monitoring health. Collaborating with your doctor is important to manage any health conditions and to develop a treatment plan. Living a healthy life includes exercising, eating nutritious food, and caring for your mental well-being. Before settling down for retirement, ensure the availability of quality healthcare facilities and specialists. Mental health can be preserved by participating in activities that bring joy. Good habits such as adequate sleep, proper hydration, refraining from smoking, and personal hygiene are also vital. These practices are the foundation for a healthy and fulfilling retirement.

ESM-CORNER-PENSION
ESM-CORNER-EMERGENCY FUND
ESM-CORNER-POST-RETIREMENT-ACCOMMODATION
ECHS

Since u had planned for retirement, u might have a vision for your second innings which could be a new job (Private or Government sector) or your own business. The following may be considered accordingly:

1.     Identifying Interests and Skills:

Start by identifying your passions and strengths, as these will guide you towards suitable career paths. For example, if you’re interested in government jobs, consider preparing for exams like SSC (CGL/CHSL/GD), Banking exams and state exams which have some reservations for      Ex-servicemen. Alternatively, if you wish to continue serving in the defence sector, explore opportunities with the Defence Security Corps (DSC) or the Territorial Army. Enhance your vocational skills by venturing into business or freelancing opportunities.

If you have specialized skills in fields like aviation, Signals, EME, Engineers, Surveyors, vigilance etc there’s a huge demand for these trades in civil industries. Alternatively, if you’re from a place where you can start your own business, which is also a good option to explore. It’s important to consider what you’re good at, so you can find a second career that brings you joy and also allows you to utilize your talent. It’s important to think about what you are good at so that you can find a second career that makes you happy and lets you utilise your skills.

2.   Develop a Comprehensive Education Plan:

Creating a plan for your education is important if you wish to get a new job. First, you need to find out what kind of qualifications and certificates you need for the dream job. Then, you can make a plan with specific goals and timelines to help you keep learning and getting better at your chosen field. This plan should include physical classes, joining workshops, and learning on your own. It’s also important to stay updated with what’s happening in the concerned industry and keep improving your skills to be successful in your future career.

3. Exploring Education and Training Opportunities:

Taking relevant courses or workshops can sharpen your skills and support your goals for life after retirement. Whether you’re aiming for a corporate position or just want to enhance your abilities, being skilled in both soft and technical areas is important for success in the private sector. Keeping up-to-date with industry trends and required skills can open up new career opportunities for you.

For government job aspirants, staying informed about open positions is essential. Make sure to subscribe to job alert services and keep your professional profiles updated to never miss a chance. Active pursuit is the key to securing a government job. For those interested in joining the armed forces via DSC or Territorial Army, physical fitness is a must. Keep tabs on our Jobs section for the latest updates.

When embarking on a new career path, seek out accredited classes or certifications that provide the necessary skills for your desired job. This preparation will position you as a strong and competitive candidate in the job market.

4.      Preparing for a Second Job:

When gearing up for a second job in the corporate world or any other sector, it’s important to be well-prepared. Tailor your resume for each position, highlighting the skills and experience relevant to the job you’re seeking. Consider getting advice from a career expert to make your resume stand out. Having a robust LinkedIn profile and a polished resume is vital if you’re targeting a job that matches your interests and skills. Moreover, refining your interpersonal skills and professional abilities is key to succeeding in interviews. Taking these steps will boost your readiness and competitiveness for the job you desire.

5.    Government Job Aspirants – Stay Informed:

We are also providing regular updates on vacancy alerts in our WhatsApp group. this will help you in finding regular updates and reminders for applying for various posts.

Networking, in terms of job hunting, means making and keeping relationships with people who can support your career, especially when you’re changing jobs or seeking new chances. It’s like having a circle of friends who help each other out. To know about the profile of the company you want to work with, you can access the information through videos or blogs available in various online platforms.

Connecting Online for Career Transition:

To land your ideal job, networking is key. Engage with industry professionals by attending relevant events or exploring online resources. This will deepen your understanding of the field and may lead to job opportunities. Utilize platforms like LinkedIn, Quora, Twitter and Club-House to establish connections. A strong online presence showcasing your skills and experience is crucial. Participate in groups and discussions with like-minded individuals to expand your network and keep abreast of industry developments. These connections can offer valuable insights and support as you navigate career transitions.

ESM-CORNER-JOB-PORTALS
error: Content is protected !!
ESM CORNER
Logo