
For many pensioners—especially defence pensioners and family pensioners—pension is the primary or only source of livelihood. Any delay, error, or stoppage in pension can cause serious financial and emotional distress. Unfortunately, pension-related problems such as wrong fixation, delay in arrears, family pension denial, or lack of response from authorities are quite common.
To address such issues in a structured, monitored, and accountable manner, the Government of India introduced a dedicated grievance redressal mechanism known as CPENGRAMS.
This article explains what CPENGRAMS is, who can use it, when it should be used, how it works, and why it is extremely important for pensioners, especially defence pensioners.
What Is CPENGRAMS?
CPENGRAMS is acronym for: Centralized Pension Grievances Redress and Monitoring System
It is an online grievance redressal system created exclusively for pension-related grievances. Unlike general grievance platforms, this portal deals only with pension matters and nothing else.
It functions under the Department of Pension & Pensioners’ Welfare (DoPPW), Government of India, which is the apex body responsible for pension policy and implementation.
In simple words, CPENGRAMS is a specialised grievance platform meant only for pensioners.
Who Can Use CPENGRAMS?
It can be used by:
- Defence pensioners (Army, Navy, Air Force)
- Family pensioners and widows
- Central Government civilian pensioners
- Pensioners’ associations
- Legal heirs facing pension-related problems
There is no fee, no advocate required, and no need for any reference or recommendation. The platform is designed to be pensioner-friendly and accessible even to senior citizens.
When Should CPENGRAMS Be Used?
This portal should be used when:
- Pension is delayed, stopped, or not started
- Pension amount is incorrect
- Arrears are not paid
- Family pension is denied or delayed
- Gratuity or commutation is pending
- Pension revision (OROP, pay commission) is wrongly applied
- Authorities do not respond to letters, emails, or reminders
- Files are transferred between offices without resolution
In many cases, this portal becomes effective only after all routine channels have failed.
👉Common SPARSH-related problems and their comprehensive solutions

Common Pension Issues Raised on CPENGRAMS
Defence and Pension-Related Issues
- Delay in commencement of pension after retirement
- Wrong basic pension or DA calculation
- OROP anomalies and revision disputes
- Disability pension and service pension issues
- Family pension for widows and dependents
- Gratuity, commutation, and arrears non-payment
- SPARSH-related pension issues
Administrative Issues
- Record Office delays
- PAO inaction
- Incorrect application of pension rules
- Lack of accountability at lower levels
Issues Not Covered Under CPENGRAMS
this portal does not entertain:
- Matters pending in court or tribunal
- RTI applications
- Non-pension service matters
- Anonymous or frivolous grievances
How to File a Grievance on CPENGRAMS
The grievance filing process is simple and digital:
- Access the pension grievance section of the Government grievance portal
- Register using mobile number and email ID
- Select the concerned ministry or department
- Choose the pension-related grievance category
- Clearly describe the grievance with dates and references
- Upload relevant documents such as PPO, pension slips, bank statements
- Submit the grievance and note the registration number
The grievance can be tracked online at any time, and replies are sent through the portal, SMS, or email.
Time Limit and Escalation
- Pension grievances are generally required to be resolved within 30 days
- If the reply is unsatisfactory, the grievance can be reopened or escalated
- Each action is digitally recorded, ensuring accountability
Why CPENGRAMS Is Highly Effective for Pensioners
this portal is effective because:
- Grievances are monitored at senior pension authority levels
- Departments are compelled to give written and reasoned replies
- Digital tracking prevents grievances from being ignored
- It creates a permanent documentary record
- It is especially helpful for elderly pensioners who cannot run from office to office
For defence pensioners, this portal has become one of the most reliable tools to seek justice.
Conclusion
CPENGRAMS is a powerful, pensioner-centric grievance redressal mechanism of the Government of India. It exists to protect pensioners from delays, negligence, and administrative apathy.
Every defence pensioner, family pensioner, and central government pensioner should be aware of this portal and use it confidently whenever pension-related injustice occurs.

Q1. What is CPENGRAMS?
CPENGRAMS stands for Centralized Pension Grievances Redress and Monitoring System. It is an online grievance redressal system of the Government of India meant exclusively for pension-related grievances.
Q2. Is CPENGRAMS only for defence pensioners?
No. this portal is not limited to defence pensioners. It is applicable to all Central Government pensioners, including Civil, Railways, Posts, Telecom, Defence, and eligible NPS pensioners.
Q3. Which categories of pensioners can use CPENGRAMS?
this portal can be used by:
Civil (Central Government) pensioners
Railways pensioners
Department of Posts pensioners
Telecom pensioners (DoT / BSNL / MTNL)
Defence pensioners (Army, Navy, Air Force)
Family pensioners and widows
Central Government employees covered under NPS (for pension-related issues)
Q4. Can NPS pension-related issues be raised on CPENGRAMS?
Yes. this portal can be used for pension-related grievances of Central Government employees under NPS, such as delay in pension processing, annuity-related issues, or retirement benefit problems.
Q5. Is there any fee to file a grievance on CPENGRAMS?
No. Filing a grievance on CPENGRAMS is completely free. No advocate, agent, or recommendation is required.
Q6. When should a pensioner file a grievance on CPENGRAMS?
A pensioner should approach this portal when pension is delayed, stopped, wrongly calculated, arrears are unpaid, family pension is denied, or authorities do not respond through normal channels.
Q7. Can CPENGRAMS be used for SPARSH-related pension issues?
Yes. Defence pensioners can raise SPARSH-related issues such as incorrect pension credit, PPO mismatch, arrears delay, or non-implementation of revisions through this portal .
Q8. What types of pension issues are commonly raised on CPENGRAMS?
Common issues include delay in pension commencement, wrong pension fixation, OROP anomalies, disability pension disputes, family pension issues, gratuity and commutation delays, and arrears non-payment.
Q9. How much time does CPENGRAMS take to resolve a grievance?
Pension grievances are generally required to be resolved within 30 days, with an option to reopen or escalate if the reply is unsatisfactory.
Q 10. Is there any fee or advocate required to file a CPENGRAMS grievance?
No. Filing a grievance on this portal is completely free, and no advocate, agent, or recommendation is required.

A very thoughtful platform when SPARSH is non finctional. It should awaken SPARSH to be more ko PENSIONER FRIENDLY.