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Browsing All Comments By: Admin
  1. Thank you For the Reference sir will be updated accordingly.

  2. जय हिंद सर 🙏

    आपकी बात बिल्कुल समझने योग्य है, लेकिन वर्तमान ECHS पॉलिसी के अनुसार कैशलैस सुविधा मुख्यतः consultation, investigations, surgery/admission आदि पर लागू होती है। अधिकांश मामलों में OPD medicines ECHS Polyclinic से ही जारी की जाती हैं, यदि वहां उपलब्ध हों।

    ऐसी स्थिति में केवल ₹400 की दवा के लिए चित्तौड़गढ़ से बार-बार उदयपुर आना-जाना वास्तव में व्यावहारिक नहीं लगता, क्योंकि यात्रा में ही अधिक खर्च और परेशानी हो जाती है, विशेषकर इस आयु में।

    बेहतर होगा कि आप ECHS Polyclinic से निवेदन करें कि आपकी दूरी और स्वास्थ्य स्थिति को देखते हुए 1–2 महीने की दवाइयाँ एक साथ जारी की जाएँ। सामान्यतः उचित कारण बताने पर इस प्रकार का अनुरोध कई जगह स्वीकार भी किया जाता है।

    धन्यवाद सर 🙏

  3. please Ask him to visit this https://esmcorner.com/category/education/ you will get all details here

  4. You can apply online. there is a complete article on it, in this website please read it

  5. ECHS permits emergency treatment in non-empanelled hospitals. The 48-hour intimation rule is procedural, not absolute. In cases of stroke, unconsciousness, and advanced age, non-intimation is justified. Subsequent transfer to an empanelled hospital supports a valid, defensible reimbursement claim.

  6. No such clause mentioned anywhere sir

  7. Sir soon you will get all the articles in newsletter format

  8. ONLY DEPENDENTS

  9. Sir The Above list is as per the DIAV details

  10. Hello sir
    How Can I help you

  11. Sir please contact the official numbers mentioned in the article

  12. Sir Liquor is served but dedicated Bar type Facility is not available

  13. Sir, it would be better to go with SBI, as it is a government bank and easily accessible.

  14. try opening on Andriod or Laptop

  15. Good morning sir, What reply are you looking for?

  16. Yes if you have a valid grocery card you can purchase

  17. A son is eligible for ECHS benefits (treatment/medical cover) until he either:

    attains the age of 25 years, or

    starts earning, or

    gets married
    — whichever happens first.

  18. Sir this platform is not officially connected with MCO. this platform is for Info only. you are requested to send these details to Correct MCO

  19. Thank you for your message. Kindly note that ESM Corner is not the authority for SPARSH migration. This process is handled by PCDA (Pensions) / Record Offices.

    Please be informed that over 4 lakh defence pensioners are still awaiting migration to SPARSH, and your case is not an isolated one. Since you are receiving pension regularly through PNB, there is no immediate issue.

  20. Sir,
    It is submitted that the information mentioned in the article is based on the Government circular issued in the year 2021. A certified copy of the said circular has been sought from the GS Branch, being the originating authority, through RTI.

    Once the official copy is received, the article shall be updated accordingly, wherever required, to ensure complete accuracy and authenticity.

    Thank you for your valuable observation.

  21. Sir,
    It is submitted that the information mentioned in the article is based on the Government circular issued in the year 2021. A certified copy of the said circular has been sought from the GS Branch, being the originating authority, through RTI.

    Once the official copy is received, the article shall be updated accordingly, wherever required, to ensure complete accuracy and authenticity.

    Thank you for your valuable observation.

  22. Sir,
    It is submitted that the information mentioned in the article is based on the Government circular issued in the year 1983 and 2021. A certified copy of the said circulars has been sought from the GS Branch, being the originating authority, through RTI.

    Once the official copy is received, the article shall be updated accordingly, wherever required, to ensure complete accuracy and authenticity.

    Thank you for your valuable observation.

  23. up to hav rank sir the age must be 65 and above

  24. We fully agree that civil/mobile numbers of the booking staff are essential for veterans, as military lines are often inaccessible after retirement. We have already initiated multiple RTI requests to obtain the latest mobile numbers and email IDs of all stations.

    The details will be updated on the platform as soon as we receive verified information from the concerned authorities.

  25. We fully agree that civil/mobile numbers of the booking staff are essential for veterans, as military lines are often inaccessible after retirement. We have already initiated multiple RTI requests to obtain the latest mobile numbers and email IDs of all stations.

    The details will be updated on the platform as soon as we receive verified information from the concerned authorities.

  26. YES you can buy. for brand please check the official CSD websites

  27. Please visit the official AWHO website for details. Kindly note that AWHO deals exclusively with residential flats and does not handle commercial shops.

  28. Yes it is applicable for ESM too. and for projects visit the link provided in between the article or visit the Official website please

  29. Please note that the Army Welfare Housing Organisation (AWHO) does not undertake individual house construction on privately owned plots. AWHO’s role is limited to developing and allotting housing projects (flats, plots, or dwelling units) at specific approved locations across India, where eligible serving or retired defence personnel can register and apply for allotment.

  30. Your words reflect deep respect and emotional attachment to the fauj, which truly defines the spirit of generations who have served the nation with pride. 🙏

    It’s true — the Indian Air Force offers a unique blend of discipline and comfort, with modern infrastructure and comparatively better quality of life, especially for ground duty officers. Yet, every service — Army, Navy, or Air Force — carries its own honour, challenges, and charm that make the uniform so special.

    Regarding the new generation’s shift in priorities, the world today offers many options — MNC jobs, startups, and opportunities abroad — but the sense of purpose, respect, and lifelong pride that comes with wearing the uniform can never be matched by any corporate package.

    As for the political apprehensions, it’s important to remember that the Indian Armed Forces have always remained apolitical, secular, and professional. Their strength lies in unity, discipline, and their deep-rooted ethos of “Nation First, Always and Every Time.”

    On your remark that “the contract soldier through the Agniveer scheme is, in fact, an RSS Sena,” we respectfully disagree with this view. The Agniveer scheme is a government policy initiative implemented by the Ministry of Defence, not by any political or ideological organisation. The soldiers recruited under this scheme undergo the same rigorous training, follow the same code of conduct, and serve under the same Constitution and military discipline as any other member of the Indian Armed Forces. Their loyalty is to the Tricolour — not to any political colour.

    The Armed Forces stand above politics, caste, or religion, and it’s our collective duty as veterans and citizens to preserve and defend that neutrality and honour.

    Your closing line — “I would like to join the Army even in my next life” — truly captures the eternal spirit of soldiering

  31. Yes, but only for Serving and veteran persons and dependents of tri services, no guests will be entertained

  32. sir it is being provided by SPARSH, not by us please approach Records and SPARSH

  33. more then 6 lakh pensioners are not yet migrated, so please wait some more days

  34. Respected Sir,

    Thank you for sharing your detailed observations. Please find our response point-wise below:

    Bank Issues: Yes sir, we have received several similar complaints regarding Union Bank. It is preferable to transfer your pension account to another bank offering a Defence Pension Account, as such banks generally provide better facilities and support.

    Nominee / Trustee: I do not have specific information regarding the nominee being treated as a trustee or full owner. It may vary based on the institution’s policy.

    Nominee Details: The complete information can best be verified by personally visiting the concerned bank branch and confirming that all nominee details are correctly updated.

    Complaint Handling: If the bank does not respond to complaints, the matter should be escalated to the Defence Banking Advisor (DBA) of the respective bank. The DBA is usually a retired Service officer and is known to handle such issues effectively.

    Grievance Redressal: Yes, it is true that the CPGRAMS system often works like a forwarding mechanism without clear resolution. In such cases, filing a precise RTI usually yields better and more concrete results.

    Warm regards,
    Team ESM Corner

  35. Thank you for your message sir
    . We are based in Uttarakhand. You may please go through the following detailed article to understand the complete procedure for purchasing a car through CSD in 2025:

    👉 https://esmcorner.com/how-to-buy-a-car-from-csd-canteen-in-2025/

    Warm regards,

  36. Thank you for your message. We understand your situation and the financial hardship you are facing. However, we regret to inform you that we are unable to intervene in this matter, as the decision taken by REXCO Jaipur may be based on their internal policies and administrative guidelines.

    You may, however, consider submitting a formal representation directly to REXCO Jaipur or to the concerned authority through proper channel for reconsideration of your case.

  37. Sir, thank you very much for your valuable feedback. 🙏 Yes, you are absolutely right — pension systems also exist for Central and State Government employees with their own respective rules and portals. However, this particular article has been written specifically for defence personnel, as it is authored by a veteran and our platform mainly caters to the needs and information requirements of ex-servicemen and their families. We truly appreciate your suggestion, and we’ll certainly consider creating a comparative article in the future covering both defence and civil pension systems for better understanding.

  38. aapne kafi time se ise open nhi kiya hoga beech main sabke paas yahi message aaya tha for password change, password change hone ke baad khul jayega doabra try kijiye naya paasword banane ki

  39. Sir you might be using the SPARSH App which has been discontinued use SPARSH Website instead

  40. yes, it is for Tri services.

  41. Sir, we understand your concern and the difficulty faced in this situation.

    As per the existing ECHS policy, only drugs listed in the Central Drug List (CDL) are eligible for reimbursement. Since the prescribed injection is not part of the CDL, the claim has been rightly rejected as per current norms.

    If this was a one-time expense of around ₹12,000, it may be practical to let it go rather than pursue lengthy correspondence. However, if the injection is required repeatedly or involves significant recurring expenditure, you may consider taking further action:

    Send a legal notice addressed to the ECHS BPA (Bill Processing Agency), your ECHS Polyclinic, and the Station Headquarters / Regional Centre ECHS, clearly stating the facts and your claim.

    Wait for 15 days for a response.

    In case of no reply or unsatisfactory response, you may file a complaint in the District Consumer Court on grounds of medical service deficiency and financial loss.

    This approach ensures that your case is placed formally on record and examined through proper legal and administrative channels.

  42. Thank you for your valuable suggestion, sir. The concern regarding the car cost limit for personnel under Groups 3 to 5 is well noted. However, such revisions and policy changes fall under the purview of the CSD Directorate and the Ministry of Defence (MoD).

    It is therefore requested that you kindly address this representation directly to the CSD Department or MoD through the proper channel, so that the matter can be duly examined and considered.

    Warm regards,
    Team ESM Corner

  43. You cant buy it before 8 years after purchasing first one

  44. Admission for Surgery with ECHS Referral:
    If the patient is admitted to an empanelled hospital with a valid ECHS referral, all expenses related to treatment, surgery, medicines, investigations, and hospitalization will be cashless and covered as per ECHS guidelines. The hospital is not to charge the beneficiary for any service included in the approved treatment package.

    Patient Unable to Travel:
    In genuine medical emergencies, the patient may be admitted directly to the nearest empanelled hospital without prior referral. The hospital will provide emergency intimation to the respective ECHS Polyclinic within 24 hours for approval.

    Post-Discharge Follow-Up:
    A single ECHS referral remains valid for 90 days and allows up to six (06) consultations with the specialist for the same ailment during this period. After 90 days or after completing 6 visits (whichever is earlier), a new referral will be required from the ECHS Polyclinic.

  45. Thank you for your kind words, Sir. Yes, “off course” has now been corrected to “of course.” I truly appreciate your attention to detail.

  46. You may obtain the required information by filing an RTI application with your Record Office; they will subsequently forward it to AGIF for necessary action.

  47. FOR PENSIONERS TOO

  48. YES SIR WILL PROVIDE YOU SOON

  49. Thank you very much sir for your kind words. I am truly glad to know that you found the information useful. Your willingness to share it with your ex-servicemen buddies will surely help many more veterans who are still unaware of these important pension details.

  50. Convert it to pension through the bank where you hold your account.

  51. We regret to inform you that we do not have the authority to grant access. Kindly visit the SPARSH website to complete the process directly.
    Thank you.

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