ECHS GUIDE
ECHS stands for Ex-Servicemen Contributory Health Scheme. It’s a healthcare insurance program designed for retired personnel of the Indian armed
🏥 ECHS CLAIM STATUS ONLINE CHECKING GUIDE
Check Medical Claim Online Step-by-Step
📌 What is ECHS Claim?
An ECHS Claim is a formal request for reimbursement of medical expenses incurred by ECHS beneficiaries at hospitals or diagnostic centers. ECHS members can claim reimbursement for Out-Patient (OPD) treatments, In-Patient (IPD) hospitalizations, emergency treatments, and non-available (NA) medicines purchased from the market when they are not available at ECHS polyclinics. You can submit your claims online through the ECHS portal and track their processing status in real-time.
✅ Eligibility to File a Claim
You can file a claim if you have:
- Valid ECHS Smart Card in your possession
- Mobile Number Registered with your card
- Active Card Status (verify with your Parent Polyclinic)
- All Required Medical Documents ready
📋 Steps to Check Your Claim Status
Open ECHS Portal
Open this link: https://www.echsbpa.utiitsl.com/ECHS/BeneficiaryLogin.jsp
Enter Your 12-Digit ECHS Card Number
Find your card number on the back of your ECHS Smart Card. It looks like: 0000XXXX0000
Enter Your Registered Mobile Number
Enter the 10-digit mobile number you registered with ECHS
Click "Get OTP for Login"
You'll receive a 6-digit OTP via SMS (usually arrives within 2 minutes)
Enter the OTP
Enter the OTP you received via SMS and click "Verify"
Check Your Claim Status
Go to "View Claims" or "Claim Status" section to see all your claims
🔗 ECHS Claim Status Online Checking - Direct Portal Links
Click on the links below to access the ECHS portals directly:
📄 Required Documents for Claims
For IPD (Hospital Admission):
Copy of ECHS Card (both sides)
Discharge Summary (from hospital)
Itemized Bill (with all charges)
Final Bill (with hospital stamp and signature)
Medical Reports (tests, X-rays, etc.)
Cancelled Cheque or Bank Passbook Copy
For OPD (Doctor Visit):
Copy of ECHS Card
Doctor's Prescription
Bill/Invoice (from clinic or diagnostic center)
Medical Reports (if any tests were done)
For NA Medicines (Market-Purchased Medicines):
Copy of ECHS Card
NA Certificate (from your polyclinic)
Pharmacy Bill (with all medicines listed)
Original Medicine Packaging (with receipt)
- Scan all documents in PDF format
- Each file should not exceed 2 MB
- Documents must be clear and legible
- Submit original documents to your Parent Polyclinic within 15 days of online submission
📊 Claim Types and Processing Time
| Claim Type | Min Amount | Max Amount | Processing Time |
|---|---|---|---|
| OPD (Out Patient) | ₹500 | ₹5,000 | 15-30 days |
| IPD (In Patient) | ₹5,000 | No Limit | 30-45 days |
| NA Medicines | ₹500 | ₹3,000 | 15-30 days |
| Emergency | Any | CGHS Approved | 7-15 days |
❓ Frequently Asked Questions
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