Vehicle Insurance for Two & Four Wheelers

What We Help With

Two Wheeler Insurance (Bikes, Scooters)
Four Wheeler Insurance (Cars, SUVs)
Third Party & Comprehensive Plans
ESM Discount 5-10% on Premium
Best Rates Comparison
Multiple Insurer Options
Policy Document Guidance
Add-On Cover Recommendations

Two Wheeler Insurance

Coverage:

Bikes, scooters, motorcycles, mopeds, electric two-wheelers

Insurance Types

Third Party Insurance: Mandatory coverage for liability (damage/injury to others)

Comprehensive Insurance: Covers own damage + third party + theft + natural disasters

Benefits of Comprehensive

Own damage coverage (accident, theft)
Third-party liability protection
Theft & hijacking cover
Natural disaster coverage
Personal accident cover
No claim bonus (10-50% discount)
Optional add-on covers available

Documents Needed

Vehicle Registration Certificate (RC)
Aadhaar & PAN Card
Valid Driving License
Previous policy (if renewal)
No Claim Bonus certificate
PUC certificate

Four Wheeler Insurance

Coverage:

Cars, SUVs, hatchbacks, sedans, commercial vehicles

Insurance Types

Third Party Insurance: Mandatory legal requirement - covers liability to third parties

Comprehensive Insurance: Full coverage for your vehicle + third party + theft + disasters

Comprehensive Coverage Includes

Own damage (accident, collision, theft)
Third-party liability
Passenger personal accident cover
Medical expenses coverage
Theft & fire protection
Natural disasters (flood, earthquake, etc.)
No claim bonus (10-50% discount)
Optional add-on covers

Required Documents

Vehicle Registration Certificate (RC)
Aadhaar & PAN Card
Valid Driving License
Previous insurance policy
No Claim Bonus certificate
PUC certificate
Vehicle inspection report (if needed)

What We Do

Requirement Assessment: Understand your insurance needs (third party or comprehensive)

Rate Comparison: Get quotes from multiple insurers and compare best options

ESM Discount Applied: We provide 5-10% ESM discount on final premium

Document Support: Help arrange and verify all required documents

Policy Assistance: Guide through online policy purchase process

Add-On Recommendations: Suggest valuable optional covers for better protection

Get Insurance Assistance

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Important Disclaimer: ESM Corner provides vehicle insurance assistance and applies 5-10% ESM discount on premium through partner insurers. The discount is provided by ESM Corner, not by insurance companies. All insurance claims, coverage details, and policy terms are governed by the respective insurance company's terms & conditions. ESM Corner does not handle claim settlement - claims are processed directly by the insurance company. Insurance is regulated by IRDAI (Insurance Regulatory and Development Authority). Always read policy documents carefully before purchase. For claim-related queries, contact your insurance company directly. This service is coming soon - stay tuned!